TF Bank AB jobb

The Key Account Manager, will take full ownership of a portfolio of high-value merchants. The goal will be to drive revenue growth, strengthen partnerships, and ensure best-in-class service delivery. The KAM will act as a strategic advisor, helping merchants leverage Avardas payment solutions to achieve their business goals. Key Responsibilities: Manage and grow a portfolio of strategic merchant accounts across multiple markets. Act as the main point of contact for day-to-day operational and strategic matters. Drive account growth through upselling, cross-selling, and collaborative business planning. Analyze account performance (conversion rates, payment method usage, etc.) and recommend improvements. Coordinate internal teams (Product, Risk, Support) to ensure merchants receive seamless service. Lead quarterly business reviews (QBRs) and present account insights and KPIs. Monitor market and merchant trends to identify opportunities for innovation or product enhancement. Handle contract renewals and support negotiation processes. Qualifications and previous experience: Excellent sales, communication, presentation and relationship skills. Comfortable working with data and KPIs to drive insights and decisions. Proactive, solution-oriented mindset with a high level of ownership. Proven track record of driving account growth, improving retention, and exceeding commercial targets. Solid understanding of payment flows, checkout optimization, and digital commerce. Excellent sales, communication, presentation and relationship skills. Great knowledge of payments and within e-commerce is a plus. Excellent in communication and collaboration with external and internal stakeholders.  Excellent in Swedish and English.

Are you a business-oriented legal professional with deep expertise in data protection, marketing, and digital partnerships? Do you want to work in an international environment where you can shape the future strategies for how data is handled—legally, responsibly, and innovatively? Then this may be the role for you. About the RoleWe are looking for a Senior Legal Counsel to take a central role in supporting our business in matters related to data management, digital marketing, and commercial partnerships. You will work closely with the business to ensure that our models for data monetization and partner-based marketing are aligned with applicable laws and the bank’s ethical standards. Responsibilities: Provide legal advice on data protection matters (including GDPR) related to new and existing digital services. Offer legal support in areas such as marketing, customer data, loyalty programs, and partner collaborations. Develop and implement legal models for data monetization, including risk assessments and consent frameworks. Negotiate and review agreements related to data sharing and commercial partnerships. Monitor legal and regulatory developments and contribute to the evolution of internal policies on privacy, marketing compliance, and data sharing. Act as a key stakeholder in cross-functional projects involving IT, compliance, product owners, and external partners. Your Profile: Law degree with a minimum of 7 years of qualified legal experience, preferably within banking, tech, law firms, or regulatory bodies. Proven experience in data protection and marketing law. Strong understanding of digital business development, data-driven business models, and commercial partnerships. Excellent analytical skills, clear communication style, and the ability to work independently in complex environments. Fluency in both Swedish and English, written and spoken. We Offer: An international and fast-paced work environment driven by innovation and responsibility. The opportunity to influence the bank’s future strategies for data management and digital growth. Flexible work arrangements and a competitive benefits package. Apply today and become a key contributor to how we build a data-driven and legally sound future—with our customers at the center. We review applications on an ongoing basis.

QA Engineer for the consumer loan segment We're looking for a QA engineer to join our team working with digital services in the consumer lending area. You'll be helping us make sure our software is reliable and works well for customers in several European countries. In this role, you'll focus on quality – testing our systems, spotting issues, and making sure everything meets both our business needs and the rules banks have to follow. You'll work closely with developers, product managers, and others in the team throughout the development process. We’re after someone who’s detail-oriented, enjoys working with others, and isn’t afraid to ask questions or dig into problems. Your job is to help us catch things before our users do. Key Responsibilities: Close cooperation with business, product manager and developers to understand requirements. Plan test activities both for functional and non-functional requirements. Conduct various types of testing such as functional, regression, performance and security. Cooperate with developers on defects and improvements. Create and execute test cases to identify defects, ensuring that the final product is reliable, user-friendly, and meets the specified requirements. Execute test cases both via exploratory testing as well as using automated testing tools to help identify and report defects. Support in user acceptance testing. Writing and maintaining test documentation. Log and track defects. Qualifications and Experience: B.Sc. or Master’s degree in Computer Science or other relevant field. Minimum 3 years of experience as QA conducting various test methods like unit, integration, performance, etc. Backend and Frontend testing. Experience in testing frameworks and tools. Proficient in English (B2 level). Skills: Test Automation with Selenium or similar tool. Rest API Testing with Postman or similar tool. Practical knowledge of .NET/C# and SQL is required. Azure DevOps. Practical knowledge and understanding of Agile methodologies. Strong analytical and problem-solving skills. Good communication skills. Understanding of banking systems and related standards is a merit.

We are looking for a motivated Economics student based in Borås to join our team. The position requires availability to work at least one day per week during the academic semesters and full-time during holiday periods. As an Accounting Assistant, you belong to the Accounting Department at TF Bank AB's headquarters and report to the Group Accounting Manager. Your tasks involve handling accounting for both TF Bank and Avarda. The primary focus of your duties is to support the Accountants, especially in managing supplier invoices, daily bookkeeping, and reconciling settlement accounts with merchants. Experienced Accounting Assistants are also expected to assist with additional Accountant tasks as detailed in the Accountant Job Description. Daily Tasks: Supplier Invoice Management: Reading, coding, and reminders. Ongoing Bookkeeping. Monthly Closing and Monthly Tasks: Reconciliation of All Settlement Accounts with Merchants

As an Accounting Assistant, you belong to the Accounting Department at TF Bank AB's headquarters and report to the Group Accounting Manager. Your tasks involve handling accounting for both TF Bank and Avarda. The primary focus of your duties is to support the Accountants, especially in managing supplier invoices, daily bookkeeping, and reconciling settlement accounts with merchants. Experienced Accounting Assistants are also expected to assist with additional Accountant tasks as detailed in the Accountant Job Description. Daily Tasks: Supplier Invoice Management: Reading, coding, and reminders. Ongoing Bookkeeping. Monthly Closing and Monthly Tasks: Reconciliation of All Settlement Accounts with Merchants

We are seeking a highly skilled and experienced Data Protection Officer (DPO) and Compliance Officer who will be responsible for ensuring that our company is in compliance with data protection laws and regulations, and for educating our employees on data protection best practices. The role is placed in our second line Compliance function and your responsibilities will also involve acting as a Compliance Officer in other regulatory areas of importance to the Bank. The ideal candidate will have a deep understanding of laws and regulations related to data protection and financial markets compliance to carry out the responsibilities as a DPO and a Compliance Officer. Key Responsibilities: Serve as the main point of contact within the organization for staff members, regulators, and relevant public authorities on issues related to data protection. Ensure that company policies are in compliance with codes of practice such as GDPR (General Data Protection Regulation). Evaluate the existing data protection framework to identify areas of no or partial compliance, and rectify any issues. Devise training plans and provide data protection advice to staff members. Inform and advise the data controller or data processor on all matters related to data protection. Promote a culture of data protection and compliance across all units of the organization. Monitoring and controlling that other regulatory and legal risks are identified, measured, assessed, managed, monitored and reported. Ensure that company policies and processes are in compliance with relevant regulatory frameworks. Act as a Compliance Officer in the Bank’s second line Compliance function. Qualifications and Experience: Bachelor’s degree in economics, law or a related field. At least 3 years of experience in data protection, compliance or a related field. Expertise in data protection laws and regulations, including GDPR. Excellent organizational, communication, and management skills. Ability to lead training sessions and workshops for staff members.

Nu finns chansen att söka ett av västsveriges roligaste jobb där man får hänga både med finans och IT-folk, ta fram lösningar som förenklar vardagen för våra medarbetare. TF Bank tillhandahåller kreditkort och betalningslösningar runt om i Europa. TF Bank har över över 350.000 aktiva kreditkortskunder i Tyskland, Norge, Österrike, Spanien och Italien. Under varumärket Avarda hanterar vi över 13 miljarder betalningar om året åt många av nordens största e-handlare. För att hålla ordning på varje enskilt köp och se till att varje öre hamnar rätt måste varje transaktion passera genom våra affärs- och ekonomisystem. Betalningar ska bokföras och stämmas av. Handlare ska betalas och kunder faktureras. Allt detta flödar genom bolagets huvudkontor i Borås där vår ekonomifunktion och IT-förvaltning är placerad. Nu söker vi en kreativ smartskalle som hjälper oss att öka graden av automatisering i våra betal- och bokföringsflöden. Du kommer att fokusera på våra finansiella processer – förbättra våra dagliga finaniella processer – betalningar, avstämningar, bokföring, fakturahantering, filintegrationer, rapportering, etc. I det dagliga kommer du att Arbeta i gränslandet mellan våra IT/Produktteam och ekonimavdelningen för att utreda fel och driva förbättrings- och automatiseringsarbete för att reducera mängden manuellt arbete. Bygga automateringsscript och verktyg för att förbättra processerna – själv med SQL, Power Automate eller andra automatiseringsverktyg – eller i samarbete med våra IT-utvecklingsteam och leverantörer. Hantera integrationer och leverantörsuppdateringar av IT system för affärsnära IT-system för ekonomi och Driva processförbättringar i våra operativa ekonomiprocesser Agera andra-linjen support kring IT-system som stödjer ekonomiprocesser. Vi tror att du: Har en utbildning inom IT och/eller erfarenhet av automatiserings/utvecklingsverktyg för att felsöka och automatisera affärsprocesser (SQL, Power Automate/scripting eller RPA/AI-verktyg). Du är självständig, tar initiativ och är kreativ. Du har en god serviceanda och kommunicerar väl. Meriterande även om du har: grundläggande förståelse för bokföring/finansiella processer. god kunskap om Microsoft-teknologier såsom Dynamics 365 Finance and Operations, Power Automate, Power BI samt minst ett traditionellt programmeringsspråk (C#, Python etc.). allmänna färdigheter inom mjukvaruutveckling, inklusive kunskap om DevOps-metodik och livscykel, erfarenhet av applikationsarkitektur, arbete med databaser, lagringslösningar och distribuerade applikationer/system. kunskap om andra verktyg för automatisering, datahantering och systemintegration är också värdefullt. tidigare erfarenhet av arbete med kärnbankssystem och processer inom kreditkort, utlåning och/eller sparande är meriterande men inte ett krav. Jobbet är baserat på kontoret i Borås men då vi har verkamhet över hela Europa kommer du dagligen arbeta med kollegor i flera länder. Vänligen bifoga CV på Engelska eller Svenska.

As Group Controller, you are involved in several processes in the finance department and report directly to the Head of Group Controlling & Investor Relations. Your area of responsibility for the processes you are involved in is primarily focused on Controlling of our Ecommerce Solutions segment. Key Responsibilities: Internal Reporting Involved in the development of the process of preparing and quality-assuring financial reports to ensure accuracy and alignment with the company's goals and strategies: Segment, Market, Brand. Involved in the process of the Group's internal pricing: Allocation of interest costs and other shared expenses. Allocation documents between headquarters, branches and subsidiaries. Documentation of the Group's internal pricing models. Monthly Closing Involved in the monthly financial closing process with a focus on: Accrued costs. Preparation of balance sheets and income statements (internal) to ensure transparent reporting and consistency. Conducting a thorough variance analysis on Ecommerce Solutions markets to identify potential deviations from the budget and previous periods. Analysis and reporting of financial key performance indicators to evaluate the company's financial performance and identify areas for improvement and efficiency. Implement measures based on the analyses to ensure that financial goals are achieved. Communicate results and recommendations to management, country managers, and cost center responsibilities. Financial Forecasting Participate in the financial forecasting process to identify future trends and challenges to facilitate proactive decision-making. Also, evaluate and adjust forecasts. All segments and countries. Budget/Budget Monitoring Participate in the budget and budget monitoring process to ensure that the budget follows the company's overall strategy and financial goals. Identify and manage any deviations and take actions to achieve the set financial goals. Financial Analyses Involved in the process of analyzing in-depth financial data to identify opportunities for improvement and efficiency. Proactively provide insights and advice to optimize the business regarding Ecommerce Solutions. Other Duties Participate in various projects: Accounting principles. Group-wide projects. Qualifications and Experience: A qualification is a Bachelor or Msc in Business and Economics. 5-10 years of experience within Audit or Finance Industry. The position requires advanced analyctical skills as well as strong communication skills. The individual is used to work in teams and projects with tight deadlines and possess good knowledge in Excel and potentially other BI tools.

Vill du arbeta hos oss på TF Bank som Senior Accountant? Som Senior Accountant har du en spännande roll på redovisningsavdelning på TF Bank ABs huvudkontor i Pallashuset i centrala Borås och rapporterar till Head of Group Accounting. Redovisningsavdelningen är en koncernfunktion och hanterar bankens samtliga segment och marknader. Tjänsten är en tillsvidareanställning och din roll som Senior Accountant kommer så långt det är möjligt att anpassas utifrån dina kompetenser inom redovisningsområdet och bolagets behov. Huvudsakliga arbetsuppgifter Arbetsuppgifterna kommer variera beroende på vilket område som blir just ditt fokus, men i grunden kommer det bland annat bestå i att ta fram rapporter, göra analyser och uppföljningar samt vara med och sätta upp rutiner och processer kopplade till redovisning både i affärs- och bokföringssystem. Du kommer vara delaktig vid bokslut och göra variansanalyser och avstämningar samt viss löpande bokföring. Din bakgrund Vi söker dig som har en ekonomiutbildning från universitet eller högskola och minst 5 års tidigare erfarenhet inom redovisning, revision, bolagsskatt, ekonomisystem etc. Du som person är driven, gillar att ta initiativ och vill vara med att bidra till utvecklingen inom gruppen. Du är van att strukturera ditt arbete på ett effektivt sätt och arbetar bra i grupp. På TF Bank värdesätter vi teamkänsla och värnar om gruppdynamiken som finns i företaget idag. Därför handplockar vi medarbetare som kan bidra till gruppens bästa och gemensamma mål. ------------------------------------------------------------------------------------ Join Our Team as a Senior Accountant at TF Bank! As a Senior Accountant, you have an exciting role in the accounting department at the main office of TF Bank AB in Pallashuset, central Borås, reporting to the Head of Group Accounting. The accounting department is a group function and manages all segments and markets of the Bank. The position is a permanent employment, and your role as a Senior Accountant will, to the extent possible, be adapted based on your skills in the accounting field and the company's needs. Key Responsibilities: The tasks will vary depending on the specific area that becomes your focus, but fundamentally, it will involve creating reports, conducting analyses and follow-ups, and participating in the establishment of routines and processes related to accounting in both business and accounting systems. You will be involved in the financial statements, conduct variance analyses and reconciliations, as well as some ongoing bookkeeping Qualifications and Experience: We are looking for someone with an academic background in economics from a university or college and a minimum of 5 years of previous experience in accounting, auditing, corporate tax, financial systems, etc. As a person, you are driven, like to take initiative, and want to contribute to the development within the group. You are accustomed to structuring your work efficiently and work well in a team. At TF Bank, we value team spirit and care about the group dynamics present in the company today. Therefore, we handpick employees who can contribute to the group's best interests and common goals.

System Engineer for Consumer Loan Segment We are looking for a driven system engineer to join our distributed tech team responsible for building and maintaining the application flow system for the consumer loan segment. Working in TF Nordic as an engineer you are working with latest technologies and are given a lot of freedom and responsibility in your day-to-day work. Are you self-motivated and solution-oriented? If so, you might be the perfect fit for our team! About the role As a System Engineer, you will play a key role in developing and enhancing our systems. You will work closely with the business side to ensure that our technical solutions support the goals and processes within the consumer loan segment. Key responsibilities: Design, develop, and maintain systems for the application flow system Improve existing solutions and processes Collaborate with stakeholders to ensure high-quality system functionality We are looking for someone with: 2-3 years of experience in system development Knowledge of .NET, C#, and MSSQL Experience working with Kendo UI Experience with Azure DevOps and GitHub in development processes Knowledge of agile development Experience working with distributed teams Proficiency in both spoken and written in English The ability to work independently, drive projects forward, and take initiative Strong communication skills Bonus qualifications: Experience working in the banking or financial sector What we offer: You will have the opportunity to work in a dedicated team where we support and learn from each other, fostering a knowledge-sharing culture and most important, having fun together. We offer a dynamic work environment with challenging and interesting projects, excellent development opportunities, and a strong sense of community. We are always striving to stay at the forefront of both technology and business development, and we hope you want to help shape the future of consumer loans with us.