Qred Bank AB jobb

At Qred, we’re building the world's best bank for small businesses. Since launching 11 years ago, we’ve grown from startup to profitable fintech scale-up, now generating over 1 billion SEK in annual revenue and supporting 50,000+ entrepreneurs across Northern Europe. We combine smart technology, real data, and human judgment to make financing simple, fast, and fair. With bold growth plans and strong momentum across multiple markets, we’re now looking for a driven Customer Success Specialist to support our Benelux operations. About the Role In this hybrid role, you will bridge relationship management with active credit risk assessment. You will manage incoming SMB loan applications, conduct financial health checks, and guide Dutch-speaking business owners through their lending journey, ensuring both strong customer satisfaction and healthy portfolio quality. Key Responsibilities Evaluate and process standard-to-mid complexity SMB loan applications using our risk frameworks and credit data. Act as the main consultative contact for business applicants in Dutch, guiding them through underwriting and closing deals. Analyze financial statements, cash flow patterns, and credit reports to verify deal quality and risk profiles. Collaborate with senior underwriters on complex, high-ticket cases that require customized financing structures. Act as a voice of the customer, sharing insights to continuously improve our product and localized operational processes. What We’re Looking For We are looking for a commercially driven, analytical team player who understands business finance and loves solving problems for entrepreneurs. You possess strong interpersonal skills, carry an eye for numerical detail, and are eager to take clear ownership of SMB credit applications. Qualifications A few years experience in Customer Success, B2B account management, strategic lending, or credit processing within Banking, Fintech, or Financial Services. Hands-on familiarity with evaluating financial statements, corporate documents, and credit scoring models. Native or professional fluency in Dutch, combined with strong professional English. A structured approach, good business acumen, and a keen interest in SMB financing models. Strong communication and negotiation skills with a drive to help small businesses succeed. Detail-oriented, comfortable working with data, and skilled at prioritizing tasks in a fast-paced environment. Why Qred? This role offers a clear path to fast-track your career in commercial lending and fintech. Qred operates with a non-bureaucratic structure, short decision paths, and a high-performing culture where initiative is rewarded. You will take true ownership of your portfolio while deepening your credit and financial expertise alongside top industry talent. One Last Thing This is a full-time, permanent position based in our headquarters in Stockholm. We believe our culture thrives when we work together, which is why we have an office-first approach with the option of working remotely one day per week. We review applications on a rolling basis, and while the start date is flexible, the right candidate can join us immediately. Qred celebrates diversity and does not discriminate based on ethnicity, religion, national origin, gender, sexual orientation, age, disability status, or any other applicable characteristics protected by law. #LI-Onsite

At Qred, we’re building the world's best bank for small businesses. Since launching 11 years ago, we’ve grown from startup to profitable fintech scale-up, now generating over 1 billion SEK in annual revenue and supporting 50,000+ entrepreneurs across Northern Europe. We combine smart technology, real data, and human judgment to make financing simple, fast, and fair. With bold growth plans and strong momentum across multiple markets, we’re now looking for a FP&A Analytics Lead for the next phase of growth. About the Role As the FP&A Analytics Lead, you will own the end-to-end data strategy, driver-based forecasting models, and team leadership for our FP&A domain. In this role, you will bridge the gap between complex cloud data architecture and executive financial strategy, transforming granular transactional data into scalable lifetime value models and strategic business intelligence. Key responsibilities Lead, mentor, and build a high-performing team of data analysts while owning the FP&A analytics roadmap. Architect and maintain rolling forecasting engines, vintage performance curves, and driver-based models for Group revenue. Write production-grade SQL and Python scripts to model financial and operational data in AWS Redshift. Standardize global data definitions and oversee executive BI scorecards in tools like PowerBI or AWS QuickSight. Partner with commercial, product, and operations teams to optimize unit economics, acquisition ROI, and cost-to-serve models. What we’re looking for You bring a structured, mission-oriented mindset and a passion for driving alignment across cross-functional teams. You thrive when translating complex financial datasets into clear strategic narratives, and you are motivated to build scalable frameworks that support rapid scaling in a regulated Fintech context. Qualifications Several years of progressive experience within data analytics, financial control, or business intelligence, ideally within Fintech or digital banking. Demonstrated track record of leading, mentoring, or managing analytics professionals. Strong technical capability in SQL, Python, enterprise data warehouses (e.g., Redshift, Snowflake), and modern BI tools. Solid grasp of commercial unit economics (CAC, CLV, cohort payback) and core P&L mechanics. Degree in a quantitative field such as Engineering, Computer Science, Econometrics, Statistics, or Finance. Why Qred? This is the place to be if you’re looking for a place to grow. Qred is growing fast, and our Qredsters along with it. With a non-bureaucratic organization and delegated responsibilities, we make sure there’s a short path from idea to action. In addition to our great culture, you get to work with the latest cutting-edge techniques, full ownership, and last but not least a bunch of great competent colleagues to learn from! One Last Thing This is a full-time, permanent position based in our headquarters in Stockholm. We believe our culture thrives when we work together, which is why we have an office-first approach. To balance this with some flexibility, we have the option of working remotely one day per week. We review applications on a rolling basis and while the start date is flexible, the right candidate can join us immediately. Qred celebrates diversity and does not discriminate based on ethnicity, religion, national origin, gender, sexual orientation, age, disability status, or any other applicable characteristics protected by law. #LI-Onsite

At Qred, we’re building the world's best bank for small businesses. Since launching 11 years ago, we’ve grown from startup to profitable fintech scale-up, now generating over 1 billion SEK in annual revenue and supporting 50,000+ entrepreneurs across Northern Europe. We combine smart technology, real data, and human judgment to make financing simple, fast, and fair. With bold growth plans and strong momentum across multiple markets, we’re now looking for a new Senior Java Developer for our next phase of growth. About the Role As a Java Developer at Qred, you will take end-to-end technical ownership of the backend systems that power our core financial products. Working within a cross-functional team of developers, UX designers, and product managers, you’ll serve as a mission-critical bridge between complex third-party integrations and a seamless user experience. We trust our engineers to design, implement, test, deploy daily, and operate their own software in production, giving you direct control and architectural input over the future of our financial platform. Key Responsibilities Build secure, high-throughput backend microservices using Java and Spring, optimizing complex data flows across PostgreSQL databases. Collaborate closely with Product Managers, Tech Leads, and cross-functional teammates to design efficient APIs and system logic that enhance the core user journey. Lead by example as an early adopter of agentic workflows - using AI tools and MCP (Model Context Protocol) to accelerate feature discovery, implementation, and code quality. Ensure high system availability by maintaining robust logging, tracing, and alerting frameworks within AWS. Maintain high standards of security and compliance by enforcing best practices, system integrity, and thorough peer-review workflows. What we’re looking for We are looking for a seasoned backend engineer who can tackle complex architectural challenges effortlessly at the core of our business. You thrive in a flat, non-bureaucratic environment, possess a strong team spirit, and take pride in building long-term scalable frameworks. Qualifications 5+ years of professional experience writing, releasing, and maintaining production-grade backend applications (fintech or regulated environment experience is a strong plus). Deep technical mastery in Java, Spring Framework, and JPA/Hibernate for data persistence. Advanced knowledge of relational database design, optimization, and management using PostgreSQL. Hands-on experience with Amazon Web Services (AWS) for deploying, monitoring, and maintaining scalable cloud services. Proficiency with AI development tools like GitHub Copilot, Cursor, or Claude Code to drive engineering velocity without sacrificing code quality. Why Qred? This is the place to be if you’re looking for a place to grow. Qred is growing fast, and our Qredsters along with it. With a non-bureaucratic organization and delegated responsibilities, we make sure there’s a short path from idea to action. In addition to our great culture, you get to work with the latest cutting-edge techniques, full ownership, and last but not least a bunch of great competent colleagues to learn from! One Last Thing This is a full-time, permanent position based in our headquarters in Stockholm. We believe our culture thrives when we work together, which is why we have an office-first approach. To balance this with some flexibility, we have the option of working remotely one day per week. We review applications on a rolling basis and while the start date is flexible, the right candidate can join us immediately. Qred celebrates diversity and does not discriminate based on ethnicity, religion, national origin, gender, sexual orientation, age, disability status, or any other applicable characteristics protected by law. #LI-JL1

At Qred, we’re building the world's best bank for small businesses. Since launching 11 years ago, we’ve grown from startup to profitable fintech scale-up, now generating over 1 billion SEK in annual revenue and supporting 50,000+ entrepreneurs across Northern Europe. We combine smart technology, real data, and human judgment to make financing simple, fast, and fair. With bold growth plans and strong momentum across multiple markets, we’re now looking for a React Native Developer for the next phase of growth. About the Role You will own the mobile product experience end-to-end, making real decisions about how a shared codebase should be structured, not just building features inside one. You’ll be working cross-functionally across mobile, web, and design, and your mission is to build robust features that power our rapid global expansion. Key responsibilities Build and maintain high-performance, cross-platform (iOS, Android, web) features in our unified codebase for cross-market deployment. Ensure code quality through continuous testing, code reviews, and robust software architecture practices. Drive the implementation of AI frameworks and automated agents to shift our platform toward an agentic-first operating model. Optimize app performance and maintain strict security standards across high-volume financial systems. Use tools to monitor stability and product usage, and act on what they surface. Translate customer needs and UX designs into seamless, scalable frontend components. What we’re looking for You bring a structured, quality-driven approach to mobile architecture and thrive in a fast-paced environment. You take full accountability for your code, enjoy collaborating within cross-functional teams, and actively look for ways to optimize delivery through modern technology. Qualifications Several years of experience building, deploying, and maintaining production-level React Native applications, ideally including Expo. Proven background taking architectural ownership of mobile application frameworks. Strong TypeScript fluency; comfort with Redux Toolkit/RTK Query or an equivalent state-management approach. Hands-on experience with automated testing (unit/integration + E2E) and a disciplined code review practice. Professional fluency in English with strong cross-functional communication skills. Why Qred? This is the place to be if you’re looking for a place to grow. Qred is growing fast, and our Qredsters along with it. With a non-bureaucratic organization and delegated responsibilities, we make sure there’s a short path from idea to action. In addition to our great culture, you get to work with the latest cutting-edge techniques, full ownership, and last but not least a bunch of great competent colleagues to learn from! One Last Thing This is a full-time, permanent position based in our headquarters in Stockholm. We believe our culture thrives when we work together, which is why we have an office-first approach. To balance this with some flexibility, we have the option of working remotely one day per week. We review applications on a rolling basis and while the start date is flexible, the right candidate can join us immediately. Qred celebrates diversity and does not discriminate based on ethnicity, religion, national origin, gender, sexual orientation, age, disability status, or any other applicable characteristics protected by law. #LI-JL1

At Qred, we’re building the world's best bank for small businesses. Since launching 11 years ago, we’ve grown from startup to profitable fintech scale-up, now generating over 1 billion SEK in annual revenue and supporting 50,000+ entrepreneurs across Northern Europe. We combine smart technology, real data, and human judgment to make financing simple, fast, and fair. With bold growth plans and strong momentum across multiple markets, we’re now looking for a Legal Counsel for the next phase of growth. About the Role As our new Legal Counsel, you will join our growing legal team and take end-to-end ownership of our day-to-day legal operations, bridging the gap between complex regulatory frameworks and commercial execution. Reporting directly to the Chief Legal Officer, this mission-critical role offers a direct line to decision-making as we continue scaling our fintech operations and financial systems across Europe. Key responsibilities Manage legal and regulatory requirements across corporate, privacy, marketing, and contract law to support business growth. Draft, review, and negotiate commercial contracts, partner agreements, and data processing agreements. Conduct legal research and draft practical assessments to guide product development and geographic expansion. Advise on questions related to AML, GDPR, and other regulatory standards. Monitor legislative changes and translate complex legal updates into actionable business requirements for internal teams. What we’re looking for We are looking for a pragmatic, solutions-oriented professional who thrives in a fast-paced environment. You have a highly structured approach to problem-solving, the integrity to act as a trusted advisor, and the drive to build scalable legal frameworks that support our rapid expansion. Qualifications A university degree in Law (LL.M. or equivalent). A few years of experience from a law firm or an in-house legal department, preferably within financial services or regulated environments. Solid working knowledge of corporate law, contract law, GDPR, and AML regulations. Full professional proficiency in written and verbal Swedish and English. Why Qred? This is the place to be if you’re looking for a place to grow. Qred is growing fast, and our Qredsters along with it. With a non-bureaucratic organization and delegated responsibilities, we make sure there’s a short path from idea to action. In addition to our great culture, you get to work with the latest cutting-edge techniques, full ownership, and last but not least a bunch of great competent colleagues to learn from! One Last Thing This is a full-time, permanent position based in our headquarters in Stockholm. We believe our culture thrives when we work together, which is why we have an office-first approach. To balance this with some flexibility, we have the option of working remotely one day per week. We review applications on a rolling basis and while the start date is flexible, the right candidate can join us immediately. Qred celebrates diversity and does not discriminate based on ethnicity, religion, national origin, gender, sexual orientation, age, disability status, or any other applicable characteristics protected by law. Please note: Due to the summer holiday season, our response times may be slightly extended. Thank you for your understanding. #LI-Onsite

At Qred, we’re building the world's best bank for small businesses. Since launching 11 years ago, we’ve grown from startup to profitable fintech scale-up, now generating over 1 billion SEK in annual revenue and supporting 50,000+ entrepreneurs across Northern Europe. We combine smart technology, real data, and human judgment to make financing simple, fast, and fair. With bold growth plans and strong momentum across multiple markets, we’re now looking for a Commercial Data Analyst for the next phase of growth. About the Role As our Commercial Data Analyst, you will bridge the gap between commercial execution and financial strategy by reporting directly to the Head of FP&A. You will have end-to-end ownership of our Growth Scorecard, analyzing full-funnel efficiency from granular marketing campaigns to partner channel profitability. This mission critical role empowers you to act as a data-driven accelerator, ensuring our customer acquisition strategy directly scales Customer Lifetime Value. Key responsibilities Architect and maintain the core Growth Scorecard to evaluate fully loaded acquisition costs and multi-channel ROI frameworks. Refine attribution modeling logic across multi-channel touchpoints to ensure accurate revenue credit and resource allocation. Design and analyze controlled experiments and A/B tests to measure the exact causal impact of commercial initiatives. Act as the financial controller for third-party partnerships, validating commission structures and outbound sales unit economics. Build predictive dashboards to track customer cohort payback periods and identify early indicators of non-default churn. What we’re looking for We are seeking a structured analyst who can drive alignment between our growth and finance teams by translating raw data into strategic commercial recommendations. You possess a pragmatic mindset focused on building scalable frameworks, paired with the communication skills needed to confidently challenge assumptions. Qualifications Several years of experience in data analytics, business control, or growth analytics within Fintech, banking, or fast-paced digital sectors. Advanced technical proficiency in SQL, Excel, and business intelligence dashboards like PowerBI or AWS QuickSight. Deep understanding of marketing unit economics, including CAC, CLV, and cohort payback tracking. University degree in economics, engineering, mathematics, statistics, or a related quantitative field. Professional fluency in spoken and written English. Why Qred? This is the place to be if you’re looking for a place to grow. Qred is growing fast, and our Qredsters along with it. With a non-bureaucratic organization and delegated responsibilities, we make sure there’s a short path from idea to action. In addition to our great culture, you get to work with the latest cutting-edge techniques, full ownership, and last but not least a bunch of great competent colleagues to learn from! One Last Thing This is a full-time, permanent position based in our headquarters in Stockholm. We believe our culture thrives when we work together, which is why we have an office-first approach. To balance this with some flexibility, we have the option of working remotely one day per week. We review applications on a rolling basis and while the start date is flexible, the right candidate can join us immediately. Qred celebrates diversity and does not discriminate based on ethnicity, religion, national origin, gender, sexual orientation, age, disability status, or any other applicable characteristics protected by law. #LI-Hybrid #LI-Remote #LI-Onsite

At Qred, we’re building the world's best bank for small businesses. Since launching 11 years ago, we’ve grown from startup to profitable fintech scale-up, now generating over 1 billion SEK in annual revenue and supporting 50,000+ entrepreneurs across Northern Europe. We combine smart technology, real data, and human judgment to make financing simple, fast, and fair. With bold growth plans and strong momentum across multiple markets, we’re now looking for a Senior Credit Analyst for the next phase of growth. About the Role You will own the data strategy that drives our pre-collections policies, third-party collections performance, and Non-Performing Loan (NPL) divestments. This mission bridges the gap between technical execution and business impact by moving beyond operational reporting to directly influence our Loss Given Default (LGD) metrics. You will have end-to-end ownership of the data ecosystem that maximizes portfolio recovery value in close collaboration with our Finance and Credit Policy teams. Key responsibilities Design and implement robust champion/challenger A/B testing frameworks to evaluate the recovery performance of third-party collection agencies. Analyze early-stage delinquency data to refine pre-collections policies and prevent roll-rates into deeper delinquency segments. Build quantitative data models to evaluate the pricing, segmentation, and optimal timing for NPL forward-flow and spot sales. Partner with the Credit Policy team to integrate downstream collections insights into automated early underwriting decisions. Establish standardized data exchange processes, governance frameworks, and performance KPIs with external collection parties and vendors. What we’re looking for We are looking for a data-driven specialist with a highly structured approach to optimizing financial systems. You have a proven ability to drive alignment across cross-functional teams and external vendors, translating complex analysis into actionable strategic narratives. You are motivated to build scalable frameworks that directly protect bottom-line performance in a fast-paced fintech environment. Qualifications Several years of experience working with credit risk, collections analytics, or portfolio management within Fintech or Banking. Expert-level technical capability in SQL for data mining and structuring complex datasets from scratch. Experience building automated data visualization dashboards, preferably using Amazon QuickSight, Tableau, or PowerBI. Background in analyzing financial metrics such as Loss Given Default (LGD) and NPL portfolio valuation. It’s a plus if you have experience with Python for predictive modeling, statistical analysis, and automating data pipelines. Why Qred? This is the place to be if you’re looking for a place to grow. Qred is growing fast, and our Qredsters along with it. With a non-bureaucratic organization and delegated responsibilities, we make sure there’s a short path from idea to action. In addition to our great culture, you get to work with the latest cutting-edge techniques, full ownership, and last but not least a bunch of great competent colleagues to learn from! One Last Thing This is a full-time, permanent position based in our headquarters in Stockholm. We believe our culture thrives when we work together, which is why we have an office-first approach. To balance this with some flexibility, we have the option of working remotely one day per week. We review applications on a rolling basis and while the start date is flexible, the right candidate can join us immediately. Qred celebrates diversity and does not discriminate based on ethnicity, religion, national origin, gender, sexual orientation, age, disability status, or any other applicable characteristics protected by law. #LI-Hybrid #LI-Remote #LI-Onsite

At Qred, we’re building the world's best bank for small businesses. Since launching 11 years ago, we’ve grown from startup to profitable fintech scale-up, now generating over 1 billion SEK in annual revenue and supporting 50,000+ entrepreneurs across Northern Europe. We combine smart technology, real data, and human judgment to make financing simple, fast, and fair. With bold growth plans and strong momentum across multiple markets, we’re now looking for a Customer Success Representative for the next phase of growth. About the Role You will bridge the gap between technical execution and business impact by taking end-to-end ownership of customer interactions for our scaling Belgium market. This mission-oriented role gives you direct exposure to our operational workflows, where your daily engagement directly influences customer retention and financial system improvements. Key responsibilities Manage inbound inquiries with rapid response across phone, chat, and email channels, focusing on quick resolution to meet our "Time to Offer" and "First Contact Resolution" targets. Drive pipeline triaging and application support by sorting and tagging new inbound requests, while guiding borrowers smoothly through our "one-click" digital onboarding journey. Execute the collections function by proactively reaching out to customers via phone, WhatsApp, and email to assist with pre-collection efforts and find solutions for outstanding invoices. What we’re looking for We are seeking a structured professional who thrives in a collaborative, fast-paced fintech environment and easily drives alignment across internal teams. You have an analytical mindset, a strong attention to detail, and a proactive drive to constantly improve operational frameworks. Qualifications A few years of experience in a customer-facing or support role, preferably handling phone and email inquiries. Professional fluency in both oral and written French, Dutch and English. Previous experience working within fintech, banking, or a high-growth scale-up environment is highly advantageous. Basic understanding of financial products or credit processes is a plus. Why Qred? This is the place to be if you’re looking for a place to grow. Qred is growing fast, and our Qredsters along with it. With a non-bureaucratic organization and delegated responsibilities, we make sure there’s a short path from idea to action. In addition to our great culture, you get to work with the latest cutting-edge techniques, full ownership, and last but not least a bunch of great competent colleagues to learn from! One Last Thing This is a full-time, permanent position based in our headquarters in Stockholm. We believe our culture thrives when we work together, which is why we have an office-first approach. To balance this with some flexibility, we have the option of working remotely one day per week. We review applications on a rolling basis and while the start date is flexible, the right candidate can join us immediately. Qred celebrates diversity and does not discriminate based on ethnicity, religion, national origin, gender, sexual orientation, age, disability status, or any other applicable characteristics protected by law. #LI-Hybrid #LI-Remote #LI-Onsite

At Qred, we’re building the world’s best bank for small businesses. Since launching 11 years ago, we’ve grown from startup to profitable fintech scale-up, now generating over 1 billion SEK in annual revenue, being profitable from the start and supporting 50,000+ entrepreneurs across Northern Europe. We combine smart technology, real time data, and human judgment to make financing simple, fast, and fair. With bold growth plans and strong momentum across multiple markets, we are now looking for a Group Financial Controller to drive our group consolidation and elevate our financial reporting processes, preparing our finance function for the next major phase of our international growth. About the role Step into a high-impact role where your hands-on expertise directly shapes our financial reporting. As our Group Financial Controller, you will be the driving force behind our end-to-end consolidation and group reporting processes. We are looking for a senior professional who thrives in an international environment, working closely with various parts of our operations to solve complex accounting matters and execute advanced group adjustments. In addition to this core accounting focus, you will play a key role in driving process improvements and taking our data-driven reporting to the next level. Operating from our Stockholm office alongside the accounting team, you will guide stakeholders across our different markets, architect seamless financial data flows, and build scalable reporting processes. You will report directly to the Head of Financial Control. Examples of key tasks: Group consolidation & reporting: Drive the hands-on execution of the monthly, quarterly, and annual group consolidation processes. This includes managing financial inflows from our international operations, performing eliminations, intercompany reconciliations and foreign currency translations. Perform group adjustments and ensure compliance with IFRS and statutory requirements. Support other parts of the organization with accounting, reporting, and systems-related questions. Systems & data flows: Administer, develop, and optimize the group's consolidation and reporting systems. Drive automation projects and participate in setting up integrations between consolidation software and reporting tools Support design and oversee autonomous workflows, enabling software agents to handle routine daily tasks Quality assurance & audit Review, analyze, and follow up on the financial data reported by subsidiaries. Serve as one of the primary contacts for external auditors, ensuring compliance with accounting principles. Maintain and strengthen internal controls, governance frameworks, and support regulatory reporting. Tax & group projects Be actively involved in corporate tax matters and structural tax planning Support and participate in cross-domain projects What we are looking for: A university degree in finance, accounting, or a related discipline Experience in group accounting, consolidation, and group reporting, +5 years Technical knowledge of IFRS and practical experience applying it Experience working with corporate tax Experience working with BI tools and an understanding of financial data flows and system integrations Interest in agentic AI transformation, automation and process optimization Professional level in Excel Excellent command of spoken and written Swedish and English Meriting: Good system understanding and previous experience participating in the implementation of a group consolidation system Experience from the financial services sector or fintech Experience working in Business Central and different consolidation systems Traits we see as crucial in this position: You have the ability to drive initiatives independently You have high integrity, credibility, and self-motivation Analytical mindset with the ability to understand correlations, identify deviations, and draw conclusions from data - not only produce numbers Flexible and adaptable to changes in regulations, systems, and priorities Ability to balance ongoing reporting tasks with continuous improvement work One last thing This is a full-time, permanent position based in Stockholm. Don’t wait to send in your application, we are reviewing applications on a rolling basis. While the start date is flexible, the right candidate can join us immediately. Qred celebrates diversity and does not discriminate based on ethnicity, religion, national origin, gender, sexual orientation, age, disability status, or any other applicable characteristics protected by law. #LI-Onsite

At Qred, we’re building the world's best bank for small businesses. Since launching 11 years ago, we’ve grown from startup to profitable fintech scale-up, now generating over 1 billion SEK in annual revenue and supporting 50,000+ entrepreneurs across Northern Europe. We combine smart technology, real data, and human judgment to make financing simple, fast, and fair. With bold growth plans and strong momentum across multiple markets, we’re now looking for an Engineering Manager for Cloud & Platform Operations for the next phase of growth. About the Role As the Engineering Manager for Cloud & Platform Operations, you will bridge the gap between technical execution and business impact by taking end-to-end ownership of our foundational internal systems and workplace technology architecture. Reporting directly to the CTO, you will lead a critical function that optimizes company-wide efficiency, secures our digital environment, and ensures our platforms scale seamlessly alongside our growing fintech operations - from core cloud operations to the internal systems and workplace tooling the company relies on. This is a mission-oriented leadership role where your strategic planning directly empowers employees across the bank. Key responsibilities Own cloud infrastructure operations across all markets - availability, performance, resilience, and disaster recovery. Run FinOps: cost visibility, forecasting, Reserved Instances/Savings Plans, and per-account budgeting - with clear reporting to leadership. Build self-service platform capabilities (CI/CD, IaC, observability, secrets) that reduce friction for product teams. Embed regulatory controls (DORA, EBA outsourcing, GDPR) into how we operate, with audit readiness as a default. Manage data residency, IAM, least-privilege, and third-party/concentration risk. Implement and govern privileged access management (PAM) - just-in-time access, and audit trails for sensitive systems. Drive workplace IT automation and run a set of internal services streamlining employee permissions, SaaS management, and the day-to-day tooling the company relies on. Hire, grow, and retain a strong team while managing a broad ownership scope. What we’re looking for We are looking for a leader who thrives in a fast-paced environment and brings a structured approach to technical operations. You have a proven ability to drive cross-functional alignment with legal, security, and engineering teams while maintaining a strong proactive mindset. You are motivated by building scalable frameworks, minimizing security risks, and automating manual workflows to eliminate operational friction. Qualifications Several years of technical leadership or people management experience within a Cloud Infrastructure function, with a style that's hands-on enough to be credible and strategic enough to scale a lean team. Proven experience with cloud environment billing structures, specifically AWS cloud, GCP/Google Workspace, and SaaS license management. Strong grounding in platform/SRE practices: IaC, observability, incident management, and automation for access management and identity provisioning. Background working in regulated environments, banking, or fintech, with a solid understanding of ICT compliance, audits, and security controls is highly preferred. Why Qred? This is the place to be if you’re looking for a place to grow. Qred is growing fast, and our Qredsters along with it. With a non-bureaucratic organization and delegated responsibilities, we make sure there’s a short path from idea to action. In addition to our great culture, you get to work with the latest cutting-edge techniques, full ownership, and last but not least a bunch of great competent colleagues to learn from! One Last Thing This is a full-time, permanent position based in our headquarters in Stockholm. We believe our culture thrives when we work together, which is why we have an office-first approach. To balance this with some flexibility, we have the option of working remotely one day per week. We review applications on a rolling basis and while the start date is flexible, the right candidate can join us immediately. Qred celebrates diversity and does not discriminate based on ethnicity, religion, national origin, gender, sexual orientation, age, disability status, or any other applicable characteristics protected by law. #LI-JL1